Ping Yew, Swimming Instructor

I am Ping Yew, a swimming teacher. I have known Ber for almost 10 years through a badminton game during office hours. First impression? A very tough guy! We played for almost 4 months, when finally, out of curiosity, I asked him why he could play during office hours? He told me he’s a full time insurance agent. Oops! I asked the wrong question. I tot from tat day onwards he would start asking me out for kopi sessions. Well, we do go out very often for meals and kopi, but the best thing is that he NEVER shares with me about insurance. We played badminton together for a few years before I decided to ask him for advise regarding my policies which changed my impression of Ber. Before sharing, he was fun, sincere, friendly, very truthful ( never hid his feeling). After sharing, he showed me that he was trustworthy, genuine, and knew his product well (he also customised to my individual needs). Overall, he is a person whom my family can rely on and he is also a good friend to my son, as a mentor and a councillor. His wife, Joyce, was also my children’s tuition teacher. Ber and his family are now our extended family. This is the kind of everlasting friendship.

Wenkie, 27, Engineer

Bernard is open-minded to respect my decision and opinion. He considers overall portfolio of new and young working adult to prepare for the future. He is able promptly advice when I am in doubts. The way that he appreciates element in his life makes him a great and friendly consultant indeed.

Ying Ying, Educator

Bernard is someone reliable and professional. He has a wealth of knowledge about insurance and is able to cater the plans according to my needs. He would patiently explain each policy in detail. He shows care and is a good listener. I appreciate how he provides his professional advices but do not pressurize me to make a decision. When I have any queries or require any help, he would promptly come to my assistance. He updates me if there are any changes or updates to my policies. He is someone I trust to manage my policies.

Jesson, 36, Father of two

Bernard is both a real person & a consultant and probably one of the most down to earth person you will ever meet. Well versed in his craft having been in the industry for more than a decade, is someone who is actually concern about your predicament and advise you on which policy is most suitable for you. Unlike many agents who are more concern with their sales target. Taking into account which policy you may have already own and provide you with many useful suggestions to avoid focusing on the wrong coverage priorities. A very approachable person where no questions is too "silly" to be asked. He will answer all your quieres and clear your doubts. I am fortunate to have him as my consultant and would highly recommend him.

Derrick, 30 years old

很不幸的我遇到我人生最严重的一次车祸，在医院躺了2个月。在我发生车祸之前我对保险已经有一定的认识和了解，但总是觉得是一个生活上的负担，每次都在问自己到底有需要到吗? 然而我认识了Bernard, 就以支持朋友的心态向他买了少许的保险，毕竟我是一个送餐员，有一定的风险。不幸中的大幸，在买了保险不到半年的时间，最不想发生的事情终于发生了，死神差点把我带走。当时我第一件想到的事是医药费要怎么办？到底需要多少钱？在进行手术过后的第二天当我清醒的时后，医生却告诉我还有7次的手术需要做。我当场崩溃。我就马上联络上Bernard 询问关于医药费的问题，我很庆幸我当时以支持朋友的心态买了这份很普通的保险但是却帮我支付了一笔5位数的庞大医药费。更让我放心的是Bernard的服务态度和解释能力完全让我明白了我的医药费和保险的赔赏。我个人觉得买保险重要的不在于你买多少钱，而是服务你的人，让我明白了当我遇到意外的时候我的生命值多少。

EMANUEL, 27, Assistant HR Manager

Bernard has been more than just a financial consultant to me, he has also been a friend. He has been someone who understood the situations that I am in and helped me through those difficult times. He is someone who will advise you accordingly to what you are facing in life and looks to be listening ear first and foremost. He is someone that Is trustworthy and looks towards what is best for you first before anything else. He has been a constant in my life ever since we met outside of the financial planning sector and continues to be a constant in my life. Now that he is my financial consultant, Bernard would always be the active one keeping me posted on the changes made and also finding the best deals for me. I never need to worry about keeping up-to-date, as he is the one that will keep me update-to-date. Anyone would be lucky to have him by their side as a financial consultant because of how active he is with his clients.